Access & Affordability
Employee out-of-pocket health insurance contributions as a share of median income
Employee total potential out-of-pocket medical costs (premium contribution + deductible) as a share of state median income
About this data measure
- Health care costs and high cost-sharing requirements are a top concern for many Americans as very high out-of-pocket expenses may have dangerous consequences including poor medication adherence and treatment delays for some diseases. (Source: The Commonwealth Fund)
- Since 2015, employee total out-of-pocket medical costs as a share of median income have increased, though the percentage decreased in 2019.
- Disaggregated data are needed to understand disparities in health insurance costs by race and ethnicity and socioeconomic levels.
Measure Source: MEPS-IC (AHRQ) and CPS ASEC, accessed via Commonwealth Fund